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Real Estate & Business Financing Solutions

From fix-and-flip to multi-family acquisitions, SBA loans to equipment financing — we connect investors and entrepreneurs with the capital they need to grow.

Start Your Application (443) 783-3928
Real Estate Programs
7
Business Loan Types
8
Loans Up To
$10M
Financing Solutions

Real Estate Lending Programs

From ground-up construction to long-term rentals, we offer flexible financing for every stage of your real estate investment journey.

New Construction Financing

Ground-up construction project financing

  • Collateral: Non-owner occupied single/multi-family, condos, townhomes
  • Term: 12–24 months
  • Loan Amount: $100K–$2M
  • LTV: Up to 75% as-is; 75% ARV; 90% loan-to-cost
  • Min. Property Value: $150K (completed)
  • Min. Credit Score: 650
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Short-Term Vacation Rental

Purchase, refinance, and cash-out options for vacation rental properties

  • Collateral: Non-owner occupied 1–4 family, condos, townhomes
  • Term: 30 years
  • Amortization: 30-year fixed; hybrid ARMs (5/1, 7/1, 10/1); 5 & 10-year interest-only
  • Loan Amount: $75K–$2M
  • Min. Property Value: $100K
  • Min. Credit Score: 660
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Long-Term Multi-Family Financing

Long-term financing for 5 to 20-unit apartment buildings

  • Collateral: Multi-family apartment buildings (5–20 units)
  • Term: 30 years
  • Amortization: Hybrid ARMs (5/1, 7/1, 10/1); interest-only available
  • Loan Amount: $250K–$2.5M
  • LTV: Purchase 75%; refinance 70%; cash-out 70%
  • Min. Credit Score: 660
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Short-Term Multi-Family Financing

Short-term apartment and mixed-use building financing

  • Collateral: Multi-family (5+ units); mixed-use (residential >50%)
  • Term: 18 months
  • Loan Amount: $250K–$10M ($1M max per unit; $35K/door minimum)
  • LTV: 65–80% (varies by stabilized bridge vs. fix & flip)
  • Min. Credit Score: 620
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Long-Term Rental Financing

30-year investment property financing

  • Collateral: Non-owner occupied 1–4 family, condos, townhomes, PUDs
  • Term: 30 years
  • Loan Amount: $65K–$1.5M
  • LTV: Purchase 80%; refinance 80%; cash-out 75%
  • Min. Property Value: $100K (as-is)
  • Min. Credit Score: 620
  • DSCR: 1.10
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Bridge Loan Program

Hard money loans for short-term investor financing nationwide

  • Collateral: 1–4 family, multi-family, condos, townhomes, 5+ apartments, mixed-use
  • Term: 12–18 months
  • Loan Amount: $50K–$10M
  • LTV: Purchase 75% or 80% LTC; refinance 70%; cash-out 65%
  • Min. Credit Score: 620
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Fix & Flip Financing

Purchase plus renovation cost financing

  • Collateral: Non-owner occupied 1–4 family, condos, townhomes
  • Term: 12 months
  • Loan Amount: $50K–$7.5M
  • LTV: Up to 85% purchase + 100% renovation (not exceeding 70% ARV)
  • Min. Property Value: $50K (as-is)
  • Min. Credit Score: 620
  • Experience: Not required; affects leverage and pricing
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Business Capital

Business Loan Programs

Access the working capital your business needs — from SBA loans to same-day advances, with options for every stage and credit profile.

SBA Loan

Product Details

  • Maximum: $5 million
  • Approval: 1–5 days; funding 4–10 weeks
  • Terms: 7a: 10 years; 504: 25 years
  • Rate: Prime + 1% – 2.75%
  • Prepayment Penalty: None
  • Reporting: Reports to business credit bureaus

Qualifications

  • Time in Business: 2 years
  • Min. FICO: 660+
  • Revenue: $40K/month deposits OR $500K annual sales
  • History: No bankruptcies/liens/foreclosures in 3 years
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Business Term Loan

Product Details

  • Maximum: $10 million
  • Terms: 1–2 years
  • Payments: Weekly or monthly
  • Prepayment Penalty: None
  • Refinancing: Can refinance up to 2 loans

Qualifications

  • Time in Business: 2 years
  • Min. FICO: 600+
  • Revenue: $500K annual sales or $40K/month deposits
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Business Line of Credit

Product Details

  • Maximum: $750,000
  • Funding: Same-day available
  • Structure: True revolving line
  • Cost: Pay only for what you use

Qualifications

  • Time in Business: 1 year
  • Min. FICO: 600+
  • Revenue: $500K annual sales or $40K/month deposits
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Business Advance

Product Details

  • Maximum: $10 million
  • Funding: Same-day available
  • Terms: 6–24 months
  • Payments: Daily, weekly, or monthly
  • Early Payoff: Discounts available

Qualifications

  • Time in Business: 1 year
  • Min. FICO: None required
  • Revenue: $500K annual sales or $40K/month deposits
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Subordinate Debt

Product Details

  • Maximum: $10 million
  • Terms: 1–2 years
  • Rate: Starting at 15%
  • Structure: Subordinate 2nd lien
  • Collateral: No collateral, equity, warrants, or covenants required

Qualifications

  • Time in Business: 1 year
  • Min. FICO: 600+
  • Revenue: $1 million annual sales
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Equipment Financing

Product Details

  • Maximum: $5 million
  • Terms: 1–5 years
  • Rate: Starting at 7%
  • Financing: 100% financing available
  • Options: Purchase and leasing available

Qualifications

  • Time in Business: 1 year
  • Min. FICO: 550+
  • Invoice: Required
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A/R Line of Credit

Product Details

  • Facility Size: $100K–$100M
  • Structure: Revolving line
  • Rate: Starting at Prime + 2%
  • Advance Rate: Up to 95% of current A/R
  • Funding: 7+ days to funding

Qualifications

  • Time in Business: 1 year
  • Min. FICO: None required
  • Revenue: $1 million annual sales
  • A/R Minimum: $250K+ in short-term receivables
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Inventory Line of Credit

Product Details

  • Facility Size: $100K–$10M
  • Structure: Revolving line
  • Rate: Starting at Prime + 2%
  • Advance Rate: Up to 85% of inventory liquidation value
  • Funding: 7+ days to funding

Qualifications

  • Time in Business: 1 year
  • Min. FICO: None required
  • Revenue: $1 million annual sales
  • Inventory Minimum: $1 million current inventory
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Get Started

Ready to Get Funded?

Call us directly or start your application online. We'll match you with the right program for your project.

Apply Online (443) 783-3928